Being straight - Horse of a long race

Being straight!!

What we understand of this. It doesn't mean a way of not doing things. But it means that thinking in the right direction along with acting in that way. If something bothers you, then follow the path where your heart leads and defy the fears, this means 'Being straight'. When things or situation bothers you, fear builds and surrounds you. This fear is the bully, and bully wants you to change the path where your heart is leading too. But being straight do not get intimidated by your fear, and carry on your journey towards the right direction.

Let me share you a story of Akash, who works for a multinational company, but as the situation of the company is getting worse, Akash can sense the uncertainties in his job and he wants to build an alternate source of income i.e. passive income. He shares his feelings with a colleague Vaidya. Vaidya shares the same feeling and shares his success story. As he can too sense the uncertainty and thus he has invested in a scheme which guarantees him guaranteed passive income for his entire lifetime. Only someone has to invest in the scheme and work 2-3 hours a day. Passive income starts instantly and it keeps on increasing with the passing of each month. In this scheme, one has to be determinant and after giving 2-3 hours a day for the initial few years the income keeps on coming even if one stops working. The person has to follow the standard operating procedures of the scheme and the income cycle grows bigger and never stops once starts running.

It seems to be an attractive scheme says Akash, what is it and how much to invest. Vaidya doesn't share the entire details but says that if you are ready then I can arrange a presentation of the scheme. Akash says okay. At evening vaidya comes at Akash's house with the sales representative and few beneficiaries of the scheme. All of them are well dressed and greets Akash and his wife and then beneficiaries start narrating their success stories.

One beneficiary recites about his success, that he had invested in this scheme 4 years back and now he is earning Rs 1 lakh a month. And he shares his plan to increase his earning to 1 million rupees per month in coming one year. Akash and his wife seem to be so surprised and excited.

The sales representative now takes over and starts the presentation,

If you want to be rich after five years, start investing now in this scheme. In this scheme you have to invest now and you start to get paid instantly, and your money grows and the size of paycheck increases subsequently with each passing month.

Akash: Wow, What is the growth potential?

Salesman: It is unlimited.

Akash: Okay, How much & where to invest?

Salesman: 1 unit of scheme costs 1 million rupees and it is only a one-time investment.

Akash: Ooh! it is a years salary for me, anyway, how does this scheme work?

Salesman: This scheme takes money from investors like you and invests in the market i.e. different business models based on decisions taken by the core committee of the scheme. The investor now has to work and has to bring more investors so that the corpus size increases and so does the earning of the scheme. The earning earned from the investment is then monthly distributed to the investors in the ratio of their chained investments. Higher the chain of investors, higher the earnings.

Akash: Oh, so I have to bring more investors to get a good return.

Salesman: The moment you invest in the scheme, you start getting a part of earning of the company. The more investor you bring the more earning you make. And in this scheme after some years you do not have to work, the chain what you've created and the cycle which you've started with your hard work will payback. So, you are ready for investment?

Akash: What's the guarantee of payback.

Salesman: Theirs 100% guarantee of payback, few success stories are in front of you.

Akash got straight and asked: if I don't get a payback, you'll cancel my membership of the scheme and issue me a refund of my investment in future.

Salesman: That's not possible sir. As Mr Vaidya has called us to include you in our scheme, so for you we've all had come for the presentation. Mr Akash, this is a one time opportunity and you will miss your spot in the chain if you do not join as soon as possible. Come be a part of our success story.

Now Akash is in a dilemma, his heart understood that its a fraud scheme, which pays you back when you commit fraud with others. And above all the scheme creators get paid by the scam. But now Akash is in fear. He doesn't want to invest his hard-earned money in a scheme where after getting cheated he has to cheat others to get a payback. And now he has a burden of losing his friend if he refuses the offer.

Akash: Okay give me some time to give it a thought and for arranging funds, I will get back to you soon.

Everyone greets and leaves.

Every day at work Vaidya ask about his status, and now the fear of Akash is getting bigger. Sometimes greed overtakes fear and console Akash to invest immediately.

But asiding his fear and greed Akash decides not to be a part of the scheme and frankly declines the offer to Vaidya. Vaidya starts scolding Akash for wasting his and others time and leaves. Akash knows that he has taken a correct decision and saved his hard-earned money to be a part of the scam which is going to explode someday in future.

After a few years, the scheme was banned by the regulators and hard-earned money of hundreds got drowned in a deep scam where no one can dive to bring it back.

Being straight sometimes cost you immediately but pays you back in long run!! Being straight!!